Cards
Chemin de Fer
Player-banked baccarat where you make the draw decisions.
Chemin de Fer is the older, more social form of baccarat. Players take turns as the bank and decide whether to draw a third card, so this is the one baccarat variant where your judgement matters.
It is rarely found online and survives mostly in European casinos. The edge sits within a whisker of Punto Banco if you play the bank well.
How to play, step by step
- 01The banker deals two cards to themselves and two to the player on their right.
- 02As the player, decide whether to stand or draw a third card.
- 03As the banker, respond to the player's total, then settle the difference between the two hands.
Common strategies
None of these change the house edge. They change how long your bankroll lasts and how violently it swings.
Draw to five or less
The player hand draws on totals of zero to four and stands on five or more. That single rule carries most of the strategy.
Bank when the table is quiet
The bank is the profitable side, but you are staking your own chips against the table. Take the bank only when the stake it requires fits your unit size.
Watch the commission
Banks pay a commission on winning hands. Track it, or your session profit will not match the chips in front of you.
Odds & payouts
What each bet pays and how often it lands, based on a standard table with the rules described above.
| Bet | Pays | Chance |
|---|---|---|
| Winning hand | 1:1 | about 45% |
| Bank win | 1:1 minus commission | about 45.9% |
| Standoff | Stakes returned | about 9.5% |
Play Chemin de Fer
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Chemin de Fer sessions
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Video slot reserved
A Chemin de Fer session will be picked from the channel